Education Center
At American Finance, we believe that education is the first step toward financial peace of mind. Our goal is to help seniors and their families fully understand how reverse mortgages work — and whether they’re the right solution for their retirement goals. In this section, you’ll find clear, easy-to-understand resources that explain everything from eligibility and benefits to how funds are distributed and what to expect during the process. Whether you’re just starting to explore your options or ready to move forward, our Education Center is here to help you make informed, confident decisions.
Reverse mortgages are a trusted financial tool used by thousands of seniors across the country. Most reverse mortgages today are Home Equity Conversion Mortgages (HECMs), which are insured by the Federal Housing Administration (FHA). This federal backing adds an extra layer of protection for both borrowers and their families, ensuring that the terms are regulated and the program is secure.
Don’t just take it from us — see what the experts say.
We align our process with guidance from the Federal Housing Administration (FHA), the U.S. Department of Housing and Urban Development (HUD), and other trusted institutions. Below, you’ll find official resources and government-backed articles that reinforce the safety, structure, and legitimacy of our reverse mortgage programs like the HECM.
Understanding The Reverse Mortgage
A reverse mortgage is a specialized loan for homeowners aged 62 and older, designed to turn a portion of your home’s equity into accessible cash — without the need to sell your home or make monthly mortgage payments. Unlike traditional loans, you receive payments from the lender, not the other way around. You remain the owner of your home and can choose how to receive the funds: as a lump sum, monthly income, or a flexible line of credit. This financial tool can offer added stability in retirement, helping to cover everyday expenses, healthcare needs, or simply provide added peace of mind.
We are actively seeking out to work with some of the best companies in the industry.
See What You Qualify For
- Free Consultation With A Professional To Understand Your
Options. - Access To Federal Disclosures.
- Nothing Is Binding.
American Finance Equity Group L.L.C. 